How Much Does Burial Insurance Cost?
Rates as low as $20 a month — here’s what affects your price.
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Quick Answer
Most burial insurance policies cost between $20 and $150 per month, depending mainly on your age, health, tobacco use, and how much coverage you choose.
For more detail, see our explanation of compare burial insurance plans in California.
Because burial insurance is medically simplified (or guaranteed issue), pricing is driven by a smaller set of factors than traditional life insurance. Age is the biggest factor — a 55-year-old will typically pay far less than an 80-year-old for the same coverage amount. Health history, tobacco use, and the size of the policy also affect your monthly rate.
The good news is that once your policy is issued, the premium is locked in for life — it will never increase due to age or declining health, and your coverage cannot be canceled by the insurer as long as you keep paying on time.
- Age 50–55: roughly $25–$45/month
- Age 61–65: roughly $35–$65/month
- Age 71–75: roughly $55–$100/month
- Age 76–85: roughly $70–$150/month
Ready to see your real options? Call (877) 486-3215 now to speak with a licensed agent and get a free, no-obligation final expense insurance quote.
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