Who Can Be the Beneficiary of a Burial Insurance Policy?
You choose exactly who receives the money.
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Quick Answer
You can name almost anyone you choose as your beneficiary — a spouse, adult child, other relative, or trusted friend — and you can name more than one person to split the benefit by percentage.
It also helps to understand how the payout process works before you decide.
Most people choose a spouse or adult child who they trust to handle funeral arrangements and pay any remaining bills. You can also name a contingent (backup) beneficiary in case your primary beneficiary passes away before you do.
You’re generally able to update your beneficiary designation at any time by contacting your insurance carrier, so if your family situation changes down the road, your policy can change with it.
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